Salary Earner
For staff and anyone paid monthly: salary, bills, family and savings.
Sheets: My Month · My Year
A budget for your business, or just for you
For a business, a student, or anyone paid monthly. Download the Excel file, fill it in, and upload it to Klario when you are ready. Klario reads it, tracks it against your bank, and tells you how the month is going. Free, no sign-in needed.
Every file opens in Excel, Google Sheets or Numbers. Each has a short "How to use" sheet at the front.
For yourself
Students, staff and anyone paid monthly.
Student
For students: allowance, hustle, fees, hostel and everyday costs.
Sheets: My Month · My Year
For your business
Eleven kinds of business, from a food vendor to a startup.
General Business
A flexible budget for any small or medium business.
Sheets: My Month · My Year
Agriculture & Farming
For crop, poultry, fish and livestock farms.
Sheets: My Month · My Year
Event Manager & Planner
For event planners, decorators and rental businesses. Includes a per-event budget sheet.
Sheets: My Month · My Year
Fashion & Tailoring
For fashion designers, tailors and clothing brands.
Sheets: My Month · My Year
Food Vendor & Restaurant
For bukas, restaurants, food stalls, bakers and cloud kitchens.
Sheets: My Month · My Year
Freelancer & Agency
For consultants, creatives, agencies and professional services.
Sheets: My Month · My Year
Large Company (Departmental)
Department-by-department budget for established companies.
Sheets: My Month · My Year
Retail Shop & Trader
For shops, market traders, supermarkets and online sellers.
Sheets: My Month · My Year
Salon & Beauty
For hair salons, barbers, spas and beauty studios.
Sheets: My Month · My Year
Startup
For early-stage and tech startups. Tracks monthly burn and runway.
Sheets: My Month · My Year
Transport & Logistics
For dispatch riders, haulage and delivery companies.
Sheets: My Month · My Year
What happens next
- 1. Fill the file in. Only the yellow boxes need typing.
- 2. In Klario, open your business, go to Budgets and upload the file. Klario recognises which template it is.
- 3. Klario tracks every line against what actually leaves and enters your bank, and Kai explains the month in plain words.
- 4. Download it again any time, filled in with what really happened.
Your own spreadsheet, in any layout, works too. Upload it and Kai sorts it into a budget for you to confirm.